Using a personal VPN is one of the best ways to avoid falling victim to a cyberattack, but there are a host of other scams that can lead to online fraud. The more commonly used methods include auction fraud, credit card fraud, identity theft, phishing attacks and holiday/charity scams.
As we’ve reported many times before, and as The Miami Herald now reports, phishing schemes are when “a fraudster poses as a bank or other legitimate entity and uses emails and scam websites to obtain a victim’s personal information, such as bank account numbers and social security account information. In this scam, fraudsters direct victims to follow a link or call a number to update an account or correct an alleged problem. The link directs the victim to a fraudulent web site that appears legitimate. Instead, the site allows the fraudster to steal the victim’s personal information. Bottom line, only go to the official website to check accounts and be leery of emails claiming there is a problem with your financial accounts.”