Do You Know Your Rights If Your Identity Is Stolen?

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Kudos to Time magazine for explaining how to correct the multiple layers and headaches involved with identity theft fraud.

Consumers have the right to a free credit report when they request a fraud alert and the right to dispute incorrect information on their credit reports.

But the article says some credit bureaus don’t always make it easy to do so:

“While about three-quarters of respondents were able to get disputes resolved in either one or two contacts, 24% had to contact the bureau three to five times and another 4% had to initiate six or more contacts to get their dispute ironed out. If you’re disputing information on your credit report, be persistent and follow up — as many times as you have to for a resolution.”

Read more here.

 

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Elaine Rigoli

Elaine Rigoli is PRIVATE WiFi's manager of digital content strategy.